SAVE AND LIVE: EMBRACING BETTER DAYS

Living away from home and within a dysfunctional circle of friends made me think for some time, I am virtually living alone. Though my friends are physically there, in one way or another, they are lost for I don’t know reason-probably emotionally or spiritually. Sometimes, they are disoriented and can put up tons of issues coming from nowhere. With personal growth, I think they have contributed a significant part but for unknown reason, I can’t find them.

That feeling of being surrounded by a huge crowd yet no one is affecting the deep part of you is somehow pathetic and cold. It made me progress through life feeling relying alone to myself when times get rough. As much as I want to involve my family with any problems, I just can’t. They have too much in their plate to address to and I don’t want to be another burden. My family loves me and I know that fact is real but working in place miles away from them makes me think it would be too much for them to think or deal with my struggles so I just keep it personal.

Growing up, I learned to handle things my way and in the best way I know how. That training made me very independent and empowered to live life with minimal to without help. And so far, I am successful with that. Sometimes being alone is not lonely; it is empowering.

I can live alone but I chose not to. Why?; Simply because there is no point in living alone when I can always share the love and happiness with my family and friends. Sometimes, I may feel that I do not need help but in reality we all need help in one way or another or in many ways. As the cliché goes, “no man is an island”, this goes to everyone without exceptions. We are all interconnected and we need each other for one’s emotional, social, and spiritual growth. If we think we do not need help then maybe we should be giving help—a helping hand to our family, friends, acquaintances or even strangers.

Life is too short to stay isolated. There is so much this life to offer and one of those is our relationship with others
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Coming from an average income earner family, financial freedom and financial stability have always been a hard state to achieve especially in times of emergencies and unforeseen events which have financial implications. This plight of trying to reach the state financial freedom and the million faces of poverty all over the country inspired me and my colleagues to join the noble cause of financial awareness and financial literacy.

With writing as a tool to reach not only my countrymen but also the rest of the world, we launched a platform which houses our articles on personal finance, debt management, savings and investing. We started last year but took a break to think about the whole financial crusade. Early this year, we launch again www.brewingabetteryou.com in the hope to educate our countrymen on financial education.

Financial Freedom is not only being debt free but also a state where there is enough financial resources. Given that concept, we believe in the importance of establishing an emergency fund to meet unbudgeted emergencies and protect the whole family from this. We suggested setting up comfortable amounts until a definite fund is established to completely cover those emergencies. A list of suggested way on how to build emergency fund is also included at “In Case of Financial Emergency, BREAK GLASS! (source: http://goo.gl/Z4zTPw).

Another important condition pre-requisite to financial freedom is debt management. Debt should be taken care of in a system effective and sound enough to reduce or eliminate high cost of interest expense. Today, more people are involved with consumer loans more specifically credit card debts. Credit card debts extremely grew over the years due to its easy access and comforts. Eventually, more people are trapped into the enormous credit card debt. This calls for greater awareness on credit card debt. One must set himself free from credit card debt in order to be financially stable. As we wrote it:

“Getting out of credit card debts takes more than the utilization of psychological and emotional faculties. It requires a sort of paradigm shift, unbreakable willpower, and undying commitment to the whole financial rehabilitation journey. The road to financial freedom could sometimes be painful as you depart from deeply rooted habits but definitely a liberating state when you reach the end” (Source: The Day I Cut My Credit Card How to get out of financial debt http://goo.gl/spWbPX)

And finally, practical saving tips are encouraged as first initial steps to accumulating a greater fund. There are many ways of saving from simple food preferences to using of perks and membership cards. Tips and advices are available through the internet and financial forums. As written in our blog “Achieving a better financial health is no longer rocket-science in today’s financial landscape. Information are readily accessible through various channels, media and forms. For a start, simple and executable saving tips (like noted above) can be taken in building better money habits.", (source: Max Out SAVINGS, Cut down the COST: Financial Tipid Tips http://goo.gl/RcVGDK)

We may be far from where we should be but with hard work and the continuous fire burning in us, we will not stop in advocating financial literacy. There are so much work needed given the rampant poverty in our country and this inspires us to keep pushing, continue writing and keep moving towards the goal of financial freedom.